MWR Employee Resource Page

Basic Life Insurance Premiums

Looking for information about your NAF health care plan?

Learn more about your health benefits plan with DOD NAF. Resources include a library, informational videos, preventative medicine list, Docfind, and a variety of other online resources. Visit the site today.

Flexible Spending Account

Long Term Care

NAF Medical Benefits

With the NAF Retirement Plan, you contribute 2% of your gross salary each pay period. Your employer contributes another 7.6% to the Army NAF Retirement Trust, which pays your retirement benefits when you retire.

Participation begins on your hire date. If you were an eligible NAF employee before 1 January 2001, your participation begins on the date you signed your Enrollment Form, DA Form 3473.

After contributing for five years participation, you’re guaranteed a monthly benefit at retirement for life. Retirees will have made back their contributions in the first three years of retirement – and continue to receive benefits. In the event of death, a spouse can receive a monthly lifetime benefit if that option is selected at retirement.

You may purchase up to 5 years of military service (provided the military service is not already providing you a retirement benefit, or you have not used the military service in another company's retirement plan).

For additional information, visit your servicing Human Resources Office or call the NAF Employee Benefits Office at (845) 938-4580.

Find out more information with these resources:

• Retiree Cost of Living Adjustment - Effective April 1, 2024 (PDF)
• Retirement Booklet
• Retirement Plan Documents
• 1st Amendment to Retirement Plan

^*No official U.S. Army or Department of Defense endorsement implied by the use of external links.

Need to update your tax withholdings or mailing address? Update your W4 form and send to your HR POC. Find out more about the W4 on the IRS site.

The Army Non-Appropriated (NAF) Civilian Employment Assignment Tool (CEAT) enables many current NAF employees to voluntarily request a non-competitive transfer to another Army installation where the same position may be available. 

What is CEAT?
CEAT is a program that allows many current Army NAF employees to voluntarily request a non-competitive transfer to another Army installation where the same position may be available. Transfer requests are only authorized from one Army installation to another Army installation or a Joint Base if it is serviced by Army NAF Human Resources.

CEAT applies to NAF employees in the following categories:

• Child and Youth Program Assistants (CYPAs) 
• NF-03 and below
• NAF FWS – NA, NL, and NS pay bands

Can I stay employed with Family and Morale, Welfare and Recreation (MWR) when the military moves my Family?
Yes! Eligible employees can now request a transfer to another installation through CEAT. But you can use CEAT for any reason, not just a PCS. 

How does CEAT work?

1. Inform your supervisor of your intent to relocate and request leave without pay as applicable.
2. Complete the CEAT transfer request form with your supervisor or Human Resources Office (HRO) (if not relocated).
3. Complete the CEAT transfer request form with the gaining HRO if relocated to the new duty location. 

Do my background checks follow me to my new location?
Yes. When you accept a position at a new location without a break in service of more than 24 months, your previous background checks will be verified by the gaining servicing NAF Human Resource Office (HRO). If the last background checks are over 24 months old, consult your HRO.

Do I have to resign before moving?
No. CEAT allows you to continue with Family and MWR without a break in service. Even if it takes a little while to get settled, you’re authorized one year leave without pay to look for a job.

Are there any other eligibility requirements?
Signing up for the transfer is voluntary. If you had a performance evaluation of “Satisfactory” or higher and no disciplinary/adverse actions within 12 months of initiating the transfer request, you are eligible to register. Employees with disciplinary/adverse actions that are under appeal are not eligible to request transfer through CEAT until the appeal is resolved. 

Ready to Register for CEAT?
Completion of the following questionnaire will indicate your desire to transfer. If you submit data in error, please contact your servicing personnel office. Thank you for your continued interest in Army CYS!

Next Steps:

• Need more information? Visit the Frequently Asked Questions for more details.
• Download the CEAT Transfer Guide.
• Ready to apply? Start the questionnaire. (CAC login required)

Additional Videos and Tutorials:

CEAT Orientation for Employees:
- MilSuite - requires CAC authentication
- YouTube - for off-network viewing

Quick Links

• NAF Open Enrollment is November 1-30, 2023
  • ​​​​​​Open Enrollment Brochure (PDF)
  • Calendar Year 2024 Premiums (PDF)
• Retiree Update: Tax/Employer Identification Number on the 1099R/1042S Tax Forms for Calendar Year 2021
• Retiree Annuity Information Update: learn more about your tax reporting for 2021
• Visit your local Human Resources Office (HRO) for more information
• Retiree information
• W4 Information Page (IRS)
• Fidelity 401K Contribution Calculator Page 
• Fidelity NetBenefits Login Page

Non-Monetary Benefits:

• Way to serve/give back to the Military and it's community.
• Help raise a future generation.